First Tuesday, the California Real Estate Educators logo
DRE Sponsor No. 0473 & S0110
NMLS Course Provider No. 1400986

Pkg # 505 California Mortgage Lending

Welcome to California Mortgage Lending course content page

  • You are viewing this page for the course content for our 45hr package #505
  • This course covers best practice for mortgage origination in CA
  • 25 hrs of California Mortgage Loan
  • 20 hrs in seven DRE-mandated BO-AFTER™ now presented in dynamic video

25 hours of Consumer Protection

CMLCalifornia Mortgage Lending

Realty Publications, Inc.
Legal Edit 2017
Read then enroll


California Mortgage Lending
  • Lays out the different core concepts contrasting consumer mortgage originations from business mortgage lending. Presents the separate documentation for these mortgages as arranged by brokers. develops the expertise needed to perfect the best practices for managing consumer and business mortgages under federal and state rules
  • Topics range from licensing and management, reports, California commercial mortgage law, federal consumer protection laws, servicing, default and foreclosure to private lender mortgage handling. Forms presented for all situations.
  • Fully reviews alternative financing arrangements used in various seller carryback arrangements and servicing
20 hours of BO-AFTER™: Implicit Bias - Video,
    Office Management & Supervision - Video, Agency - Video,
    Fair Housing - Video, Trust Funds - Video, Ethics - Video
    and Risk Management - Video
Office Management and Supervision Implicit Bias, Office Management & Supervision, Agency, Fair Housing, Trust Funds, Ethics and Risk Management – now upgraded to video
Realty Publications, Inc.
Legal Edit 2023
Read then enroll

Your next DRE renewal just got more entertaining - and informational. See what’s new
 
Implicit Bias
  • Federal and state fair housing law in the context of explicit and implicit bias
  • The wealth and homeownership gap between white, Black and Latinx households, and how it is perpetuated by discriminatory lending and real estate practices
  • Watch then enroll
Office Management & Supervision
  • A critical analysis of how real estate brokers are to establish policies, rules and procedures for managing their offices and limit their exposure to risk
  • Also covered is the tracking of agent activities, records, funds and reports, as well as the appointment and supervision of an office manager, and implementing a successful marketing strategy
  • Watch then enroll
Agency
  • Agency and representation are synonymous in real estate transactions
  • Learn how a broker, by accepting employment from a client, undertakes the task of aggressively using due diligence to represent the client - to meet the client's purpose for retaining the broker
  • Watch then enroll
Fair Housing
  • Fair Housing focuses on the federal and state housing laws which relate to the sale and rental of property, such as prohibitions against redlining, discriminatory advertising, refusing to show properties and blockbusting
  • Includes Access for All: A Fair Housing Game™ blending video, animation, text, and voice in an engaging interactive experience that puts you directly into the shoes of transaction participants
  • Watch then enroll
Trust Funds
  • Trust Funds covers the management and accounting of trust funds belonging to others which a broker handles in the course of their business
  • Watch then enroll
Ethics
  • A review of the procedures for maintaining professional standards in all real estate transactions to ensure truthful and reputable conduct by real estate licensees
  • Topics include how to disclose a conflict of interest, the proper handling of a counteroffer form, property disclosures, the accurate representation of mortgage terms and prohibited practices, such as use of kickbacks, price fixing and restricted MLS access
  • Our Ethics course meets and exceeds the CAR/NAR Code of Ethics requirement because it is approved by the California DRE
  • Watch then enroll
Risk Management
  • Recognize, handle and effectively resolve the risk of liability inherent in the practice of real estate related activities
  • The correct use of forms to make disclosures and present analyses is crucial to avoid the errors and omissions which place liability on the broker and their agents
  • Watch then enroll


See How it Works

45-Hr Course Preview


Select one of our 45-hr CE Package
  • Each of our 45-hour CE packages include the DRE mandated
  • 20 hours of BO-AFTER™ – newly brought to life with engaging video
  • 25 hours of Consumer Protection on a topic of your choice
Completion time
  • Complete online in as little as 6 days
  • Or select online-timed and complete in as little as 3 days (pck #104 only)
Quick facts
  • After enrolling, you may upgrade to video or modify your enrollment any time prior to testing - only pay the difference
  • You have one full year to complete the course
  • 100% money back guarantee prior to testing
Critical Aspects
  • These courses are homestudy correspondence courses;
    - California-specific content by Realty Publications, Inc., updated online monthly
  • All-inclusive pricing — taxes, shipping included
  • All course e-books and video are immediately delivered 100% online — printed materials optional
  • Videos by firsttuesday bring the 20-hr DRE-mandated topics to life in BO-AFTER™, included with all enrollments except #104 online-timed
  • Enroll in #1001: Video Renewal Course™ to get your full 45-hr course in the premium video format - the true Hollywood experience
  • Includes Access for All: A Fair Housing Game™. An engaging interactive experience that puts you directly into the shoes of transaction participants
  • You may upgrade or change your enrollment any time before testing – only pay the difference
  • Course content is fully linked to RPI forms and provisions, for best comprehension
  • Have a question on content? Next day answer, via email
  • Print your Certificate of Completion on passing all courses
  • You have one year to complete the courses
  • You receive email reminders to complete before course expiration
  • 100% Money Back Guarantee during enrollment before any testing
  • Questions? See our 45-Hour CE Course Instructions
       - Or call us at 951.781.7300
Testing Procedures

Login to your course at firsttuesday.us/login

Your course videos, e-books, quizzes and exams are located on your student homepage

Before reviewing any course material online, the DRE requires you to acknowledge, under penalty of perjury, that you are the person enrolled in the course and you will be the only person to complete the course

STEP 1: Watch, read and meet your minimum study time

You may complete your course in as little as 6 days or take up to one year. When enrolling in the 45-hour online-timed course, you must log 45 hours of reading time and may complete the course in 3 days

STEP 2: Take the quizzes

Take quizzes online. Quizzes are mandatory but not timed. Quizzes have no minimum passing score and your retakes are unlimited. Feedback on your quiz answers and performance appear when you complete each set of quizzes

STEP 3: Take the final exams

You need to pass exams with a score of 70% or better to receive 45 hours of continuing education credit. Exams are available online by clicking on the "Take Exam" link. The exam(s) for each section become available after you take the quizzes and have met the minimum study time. You must complete the sections in numerical order

You can only test for one section within a 24-hour period. The maximum time permitted to complete an exam equals one minute per question. Exams are multiple choice and open book. Your exam grade appears on completion of each online exam

When you fail an online exam, a backup exam is immediately available. When you also fail the backup exam, the course automatically resets requiring you to again study the course materials and retake the quizzes. On completion of the quizzes and running of the study time, the exam for the course is again available

Minimum study time varies for sections which reset due to a failure:
  • 3 hours for each two- and three-hour course exam
  • two days when you fail either Consumer Protection exam

STEP 4: Receive your Certificate of Completion, renew your DRE license

On passing your CE course exams, you qualify to apply to renew your license. You may renew online, or by mail. The Certificate of Completion, available through the "Certificate & Renewal" section of your online student account, contains information you need for renewal. This section also has step-by-step video instructions for renewing online, and written instructions for renewing by mail

Instructions and DRE forms are all available from your Student Homepage. You alone report your course completion to DRE using DRE application forms and information on the Certificate of Completion

Professional Services
  • Customer Service Fast, friendly, LIVE customer service on first ring 8:30AM - 5:00PM, Monday-Friday
  • Books In Print & Online Highest-quality, California-specific materials published by Realty Publications, Inc. (RPI)
  • 400+ Real Estate Forms firsttuesday real estate forms online
    - 100% legal. Better protection of your fee
  • The firsttuesday Journal Our online real estate news with market trends, legislation, regulations, and cases, 50,000+ unique readers monthly
  • Realtipedia 18 e-book volumes for enhanced comprehension and professional reference
  • 200+ FARM Letters FARM letter templates and copy to market your practice, create your brand
  • Client Q&A Marketing Flyers Download FREE Client Q&A Flyers for marketing your practice as an advisor
  • Broker Search Search for an employing broker
  • Career Manual Your practice built on "who you are"
    - branding by assessable achievements
  • Dictionary An online dictionary of real estate words and jargon to help you on the State Exam

Student testimonials

Just wanted to say thank you very much for the high-quality, information-packed class for renewing the CA DRE Broker License. Thank you for also stressing the ability to use RPI forms...for free! I downloaded the forms and I can't thank you enough.

Marie A Ault.
DRE Broker
on Package #1001

The video course materials are extremely, extremely fun with great actors and amazing visuals. The creative video talent that made this course is really outstanding.

Marie M.
DRE Sales Agent
on Package #1001

I liked the videos, for me it was a better way of studying and picked up on things I either forgot or did not know.

Brian G.
DRE Broker
on Package #1001

The Fair Housing Game was fun to interact with and the Renewal Instruction video is informative and well explained. Thank you firsttuesday!

Norma Lara
DRE Sales Agent
on Package #1001

This was painless. It was helpful. The course work was right on target. This is pure perfection.

real estate agent Greg Doud, former student of firsttuesday courses

Greg D.
DRE Broker
on Package #901


The course was relevant to today's real estate market. It helped explain the practice and laws in real time.

Theresa H.
DRE Sales Agent
on Package #901

Very professional overall. The website and licensing course materials are very well organized and easy to navigate.

Gary G.
DRE Broker
on Package #901

I was able to learn a new concept that makes me more marketable in my profession.

David M.
DRE Sales Agent
on Package #405

When I had questions, the firsttuesday representatives were courteous and professional. Excellent customer service.

Lynne W.
DRE Broker
on Package #901

I felt like the material was well organized and easy to use.

Julianne S.
DRE Sales Agent
on Package #603

Share firsttuesday with a Friend

Translate This Page