First Tuesday, the California Real Estate Educators logo
DRE Sponsor No. 0473 & S0110
NMLS Course Provider No. 1400986

California Mortgage Lending Combo

Welcome to our Mortgage Lending Combo
for 45-hour DRE license renewal CE & one Broker Licensing course

  • This page presents the course content for our Mortgage Lending Combo package
  • The combo courses include your renewal 45-hour CE and Broker Mortgage Loan Brokering and Lending course
  • To enroll click the order button at the bottom of this page
To start, click the method of study you want for your courses
Printed book & e-book     e-book    
  • - The prices given below are for the study method you select
25 CE hours of Consumer Protection

CML California Mortgage Lending

Realty Publications, Inc.
Legal Edit 2017
Read then enroll



California Mortgage Lending
  • Lays out the different core concepts contrasting consumer mortgage originations from business mortgage lending. Presents the separate documentation for these mortgages as arranged by brokers. develops the expertise needed to perfect the best practices for managing consumer and business mortgages under federal and state rules
  • Topics range from licensing and management, reports, California commercial mortgage law, federal consumer protection laws, servicing, default and foreclosure to private lender mortgage handling. Forms presented for all situations.
  • Fully reviews alternative financing arrangements used in various seller carryback arrangements and servicing
20 hours of Implicit Bias, Office Management & Supervision, Agency, Fair Housing, Trust Funds, Ethics and Risk Management

Office Management and Supervision Implicit Bias, Office Management & Supervision, Agency, Fair Housing, Trust Funds, Ethics and Risk Management

Realty Publications, Inc.
Legal Edit 2022
Read then enroll


Implicit Bias
  • - Federal and state fair housing law in the context of explicit and implicit bias
  • - The wealth and homeownership gap between white, Black and Latinx households, and how it
      is perpetuated by discriminatory lending and real estate practices
Office Management & Supervision
  • - A critical analysis of how real estate brokers are to establish policies, rules and
      procedures for managing their offices and limit their exposure to risk
  • - Also covered is the tracking of agent activities, records, funds and reports, as well as
      the appointment and supervision of an office manager, and implementing a successful
      marketing strategy
Agency
  • - Agency and representation are synonymous in real estate transactions
  • - Learn how a broker, by accepting employment from a client, undertakes the task of   aggressively using due diligence to represent the client - to meet the client's purpose
      for retaining the broker
Fair Housing
  • - Fair Housing focuses on the federal and state housing laws which relate to the sale
      and rental of property, such as prohibitions against redlining, discriminatory
      advertisement, refusing to show properties and blockbusting
Trust Funds
  • - Trust Funds covers the management and accounting of trust funds belonging to others
      which a broker handles in the course of their business
Ethics
  • - A review of the procedures for maintaining professional standards in all real estate
      transactions to ensure truthful and reputable conduct by real estate licensees
  • - Topics include how to disclose a conflict of interest, the proper handling of a
      counteroffer form, property disclosures, the accurate representation of mortgage
      terms and prohibited practices, such as use of kickbacks, price fixing and restricted
      MLS access
  • - Our Ethics course meets and exceeds the CAR/NAR Code of Ethics requirement
      because it is approved by the California DRE
Risk Management
  • - Recognize, handle and effectively resolve the risk of liability inherent in the practice of   real estate related activities
  • - The correct use of forms to make disclosures and present analyses is crucial to avoid
      the errors and omissions which place liability on the broker and their agents
Broker Licensing

CML Mortgage Loan Brokering and Lending

Realty Publications, Inc.
Legal Edit 2018
Read then enroll



Mortgage Loan Brokering and Lending
  • Breaks down the core concepts in both consumer and business mortgage lending and brokering. Acquire the expertise needed to perfect the best practices for originating, servicing and foreclosing on consumer and business mortgages under state and federal rules
  • Subjects include licensing and management, consumer and business mortgage practice and reports, types of mortgages, consumer protection laws, servicing, default and foreclosure and private lender mortgages
  • Elaborates on alternative and business financing arrangements such as seller carrybacks and trust deed lending and servicing
 



Student testimonials

I liked the videos, for me it was a better way of studying and picked up on things I either forgot or did not know.

Brian G.
DRE Broker
on Package #1001

This was painless. It was helpful. The course work was right on target. This is pure perfection.

Greg D.
DRE Broker
on Package #901

The course was relevant to today's real estate market. It helped explain the practice and laws in real time.

Theresa H.
DRE Sales Agent
on Package #901

Very professional overall. The website and licensing course materials are very well organized and easy to navigate.

Gary G.
DRE Broker
on Package #901

I was able to learn a new concept that makes me more marketable in my profession.

David M.
DRE Sales Agent
on Package #405

When I had questions, the first tuesday representatives were courteous and professional. Excellent customer service.

Lynne W.
DRE Broker
on Package #901

I felt like the material was well organized and easy to use.

Julianne S.
DRE Sales Agent
on Package #603

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