California Mortgage Lending Combo
- This page presents the course content for our Mortgage Lending Combo package
- The combo courses include your renewal 45-hour CE and Broker Mortgage Loan Brokering and Lending course
- To enroll click the order button at the bottom of this page
To start, click the method of study you want for your courses
25 CE hours of Consumer Protection
California Mortgage Lending
Legal Edit 2017
- Lays out the different core concepts contrasting consumer mortgage originations from business mortgage lending. Presents the separate documentation for these mortgages as arranged by brokers. develops the expertise needed to perfect the best practices for managing consumer and business mortgages under federal and state rules
- Topics range from licensing and management, reports, California commercial mortgage law, federal consumer protection laws, servicing, default and foreclosure to private lender mortgage handling. Forms presented for all situations.
- Fully reviews alternative financing arrangements used in various seller carryback arrangements and servicing
20 hours of Implicit Bias, Office Management & Supervision, Agency, Fair Housing, Trust Funds, Ethics and Risk Management
Implicit Bias, Office Management & Supervision, Agency, Fair Housing, Trust Funds, Ethics and Risk Management
Legal Edit 2022
- - Federal and state fair housing law in the context of explicit and implicit bias
- - The wealth and homeownership gap between White, Black and Latinx households, and how it
is perpetuated by discriminatory lending and real estate practices
- - A critical analysis of how real estate brokers are to establish policies, rules and
procedures for managing their offices and limit their exposure to risk - - Also covered is the tracking of agent activities, records, funds and reports,
as well as
the appointment and supervision of an office manager, and implementing a successful
marketing strategy
- - Agency and representation are synonymous in real estate transactions
- - Learn how a broker, by accepting employment from a client, undertakes the task of aggressively using due diligence to represent the client - to meet the client's purpose
for retaining the broker
- - Fair Housing focuses on the federal and state housing laws which relate to the sale
and rental of property, such as prohibitions against redlining, discriminatory
advertisement, refusing to show properties and blockbusting
- - Trust Funds covers the management and accounting of trust funds belonging to others
which a broker handles in the course of their business
- - A review of the procedures for maintaining professional standards in all real estate
transactions to ensure truthful and reputable conduct by real estate licensees - - Topics include how to disclose a conflict of interest, the proper handling of a
counteroffer form, property disclosures, the accurate representation of mortgage
terms and prohibited practices, such as use of kickbacks, price fixing and restricted
MLS access - - Our Ethics course meets and exceeds the CAR/NAR Code of Ethics requirement
because it is approved by the California DRE
- - Recognize, handle and effectively resolve the risk of liability inherent in the practice of real estate related activities
- - The correct use of forms to make disclosures and present analyses is crucial to
avoid
the errors and omissions which place liability on the broker and their agents
Broker Licensing
Mortgage Loan Brokering and Lending
Legal Edit 2018
- Breaks down the core concepts in both consumer and business mortgage lending and brokering. Acquire the expertise needed to perfect the best practices for originating, servicing and foreclosing on consumer and business mortgages under state and federal rules
- Subjects include licensing and management, consumer and business mortgage practice and reports, types of mortgages, consumer protection laws, servicing, default and foreclosure and private lender mortgages
- Elaborates on alternative and business financing arrangements such as seller carrybacks and trust deed lending and servicing